About Us

Dhara Motor Finance Ltd was incorporated as a Non-Banking Finance Company on 03 September 1990 at Ambedkar Chowk, Chandpur.
As one of India’s leading NBFCs, we provide vehicle finance that empowers dreams both in urban and rural India.

Futuristic Process: Smarter, faster, and more secure financing — powered by seamless digital processes and driven by integrity.

Company Rating

Sl. No. Instrument/Facility Amount (Rs. Cr) Current Ratings Previous Ratings Rating Action
1. Long Term Bank Facilities – Term Loan 74.00 IVR BBB/ Stable
(IVR Triple B with Stable Outlook)		 IVR BBB/ Stable
(IVR Triple B with Stable Outlook)		 Reaffirmed
2. Long Term Bank Facilities – Fund Based 26.00 IVR BBB/ Stable
(IVR Triple B with Stable Outlook)		 IVR BBB/ Stable
(IVR Triple B with Stable Outlook)		 Reaffirmed
3. Long Term Bank Facilities – Fund Based 20.00 IVR FBBB/ Stable
(IVR Triple B with Stable Outlook)		 IVR FBBB/ Stable
(IVR Triple B with Stable Outlook)		 Reaffirmed
4. Proposed NCD 10.00 IVR BBB/ Stable
(IVR Triple B with Stable Outlook)		 IVR BBB/ Stable
(IVR Triple B with Stable Outlook)		 Reaffirmed & withdrawn

Our Growth Journey

  • 11 Feb 2002 – Became a public limited company.
  • 17 Aug 2006 – New management, new expansion.
  • 01 Oct 2010 – Head Office inaugurated in Bijnor (U.P).
  • 2012 – Received AFC (Asset Finance) Certificate from RBI.
  • 08 Aug 2014 – Delhi Admin Office opened.
  • 31 Mar 2024 – 24 Branches/Collection Centers.
  • 30 Sep 2024 – 28+ Branches/Collection Centers and growing.

The Road Ahead

Instant Loan Approvals Loans approved within a Day, anytime.
9/6 Human Support Real people, always available for you.
Flexible Digital EMIs Custom payment plans, easily managed online.
99% Paperless & Secure Green, safe, and ultra-fast finance experience.